Budget changes to navigate gearing.

What do they mean for you?

Welcome to the June edition of our client newsletter. This month, we’ve compiled a selection of timely and practical insights across tax, superannuation and financial planning — helping you stay informed, confident, and in control of your financial decisions.

In this edition:

• Budget Changes to Negative Gearing: What do the Budget changes to negative gearing mean to you if you own a residential investment property?
• Budget changes to CGT discount: What do the Budget changes to CGT discount mean to you?
• The new 30% minimum tax on trust income will hit many small businesses hard: As from 1 July 2028, there is to be a radical shift away from the well-established flow-through treatment of the taxable income of discretionary trusts.
• Ceased Work and Claiming Jobseeker: What it means for your super.
• Super and Bankruptcy: If bankruptcy is on the horizon, one of the first questions people ask is what happens to their super. The answer turns on timing, the type of contribution, and how you draw on the fund.

 

Bonus reads this month:

Estate Planning, Family Provision Claims, and Leaving an Adult Child Out of Your Will

Estate planning is one of the most important things you can do for the people you love. A well-drafted will gives you control over how your assets are distributed, who looks after your affairs, and how your wishes are honoured after you’re gone. But what happens when you decide to leave a family member, such as an adult child, out of your will? In Australia, this is more complicated than many people realise.

Home Care vs Residential Aged Care

Helping you choose the right support at the right time. Deciding how to receive care as you or a loved one grows older is one of the most important conversations a family can have. For many Australians, the choice comes down to two options: home care, where support is brought to you at home, or residential aged care, where you move into a facility that provides care around the clock.

We hope you find this edition informative and valuable. As always, if you have any questions or would like advice tailored to your circumstances, please don’t hesitate to get in touch.

Here is the link to the full archive, including the word version of your newsletter, categorised by topic.

We’re always here to help.

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2026 – 06 – MBS Monthly Update